
Christian R. Benard, CFP®, EA, AIF®
President, Owner, IRS Enrolled Agent, Registered Representative & Investment Adviser
Christian Benard CFP®, EA, AIF®:
President, Owner, IRS Enrolled Agent, Registered Representative* & Investment Adviser
Education:
Walsh College Bachelor Of Business Administration – 1996
- Concentration in Finance and attended on academic scholarship and graduated with honors
Professional Experience:
C Kellian International: 1996-2006 – Owner & Partner
Innovative Financial Incorporated: 2006-Present – Founder, Owner & President
M.E. Miller & Associates: 2014-Present – Owner
Qualifications:
Series 7 – General Securities Representative
Series 66 – Investment Adviser Representative (equivalent to both Series 63 & Series 65)
Series 24 – Registered Securities Principal
Michigan Life, Accident, & Health Insurance License**
AIF® - Accredited Investment Fiduciary
Enrolled Agent, enrolled to practice before the I.R.S.***
IRS Annual Filing Season Program Participant
Personal Interests and Community Activities:
Leisure time is spent with his wife and two children, participating in martial arts where he has obtained a third degree black belt and became a ten-time international grand champion, running, investing, reading, enjoying tropical vacations and maintaining an active lifestyle.
Throughout the years he has been involved in several community activities involving Clinton River Cleanup, MS fundraising and organizing and sponsoring St. Judes Children’s Hospital events. Also a major proponent of martial arts and the discipline it provides he directed the children’s program for many years in Utica, Michigan.
Credentials:
BBA with a concentration in finance
Key presenter for Retirement Planning Today course

Licenses and Registrations:
FINRA Series 7 - General Securities Representative registration
FINRA Series 24 - General Securities Principal registration
FINRA Series 66 - Investment Adviser Representative registration (an equivalent of both the FINRA Series 63 and Series 65 securities registrations)
Michigan life, accident, and health insurance licenses
Enrolled Agent: Enrolled to practice before the IRS
*Securities offered through Commonwealth Financial Network®, Member FINRA/SIPC.
**Fixed insurance products and services offered by Innovative Financial Inc. are separate and unrelated to Commonwealth.
***Tax preparation and accounting services offered by Innocative tax and Accounting services are separate and unrelated to Commonwealth.

Mark Ducharme
Accountant, Tax Preparer, Registered Representative & Investment Adviser
Mark Ducharme:
Accountant, Tax Preparer, Registered Representative* & Investment Adviser
Education:
Oakland University – Finance & Accounting – 1991 – 1994
Wayne State University – Computer Programming
Professional Experience:
Innovative Financial Incorporated: 2014-Present – Registered Representative (Commonwealth Financial Network), Income Tax Preparation, & Accounting
M.E. Miller & Associates: 1996-Present – Registered Representative (Sun America Securities, SagePoint Financial Registered Representative), Income Tax Preparation & Accounting
Qualifications:
Series 6 and 63 – Registered Representative
Series 65 – Investment Adviser Representative
IRS Registered Tax Preparer and Annual Filing Season Program Participant
*Securities offered through Commonwealth Financial Network®, Member FINRA/SIPC.
**Tax preparation and accounting services offered by Innocative tax and Accounting services are separate and unrelated to Commonwealth.

Dennis Taylor
Accountant, IRS Enrolled Agent, Registered Representative & Investment Adviser
Dennis Taylor:
Accountant, IRS Enrolled Agent, Registered Representative* & Investment Adviser
Education:
Oakland University – Bachelor Of Science – 1986 – Major in Accounting
Professional Experience:
Innovative Financial Incorporated: 2014-Present – Registered Representative (Commonwealth Financial Network), Income Tax Preparation, & Accounting
M.E. Miller & Associates: 1988-Present – Registered Representative (Sun America Securities, SagePoint Financial Registered Representative), Income Tax Preparation & Accounting
Qualifications:
Series 6 and 63 – Registered Representative
Series 65 – Investment Adviser Representative
Enrolled Agent, enrolled to practice before the I.R.S.
*Securities offered through Commonwealth Financial Network®, Member FINRA/SIPC.
**Tax preparation and accounting services offered by Innocative tax and Accounting services are separate and unrelated to Commonwealth.

Winnie Rockentine
Accountant, Tax Preparer
Winnie Rockentine:
Accountant, Tax Preparer
Education:
Oakland University – Bachelor Of Arts – 2007 – Summa Cum Laude – English
Oakland Community College – Associates Degree – 1979 – Applied Science
Professional Experience:
Innovative Financial Incorporated: 2015-Present – Income Tax Preparation & Accounting
Bloomfield Hills & Birmingham Schools – 2007-2015 - Substitute Teacher
Winnie Rockentine Income Tax Preparation - 2010-2015 – Tax Preparation
Qualifications:
Completed IRS Registered Income Tax Preparer Exam
Completed H&R Block Income Tax Course & Competency Exam
IRS Annual Filing Season Program Participant

Bridget Hockenberry
Tax Preparer, Computer Operations
Bridget Hockenberry:
Tax Preparer, Computer Operations
Education:
Oakland University – Bachelor Of Science – 2009 – Major in Accounting Minor in Finance
Professional Experience:
Innovative Financial Incorporated: 2005-Present – Income Tax Preparation & Computer Operations
Qualifications:
Enrolled Agent, enrolled to practice before the I.R.S.
IRS Annual Filing Season Program Participant

Maria Jennings
Client Service Manager, Administrative Support
Maria Jennings:
Client Service Manager, Administrative Support
Professional Experience:
Innovative Financial Incorporated: 2009-Present – Tasks include all service-related items for new and existing clients, as well as tax and accounting administrative support

Tanya Britt
Payroll Service Manager, Administrative Support
Tanya Britt:
Payroll Service Manager, Administrative Support
Professional Experience:
Innovative Financial Incorporated: 2015-Present – Tasks include all payroll-related items (tax reports/payments), as well as tax and investment administrative support